/*
Theme Name: GAC Capital Advisors
Theme URI: https://gaccap.com
Author: GAC Capital Advisors
Author URI: https://gaccap.com
Description: Custom homepage theme for Global Asset Clearinghouse LLC, d/b/a GAC Capital Advisors. Term-sheet inspired design for real estate investment loans, capital advisory, and development advisory services.
Version: 1.0
Requires at least: 5.9
Requires PHP: 7.4
Text Domain: gac-capital-advisors
*/

  :root{
    --ink:#0F1B2D;
    --ink-2:#16233A;
    --parchment:#F4F0E6;
    --gold:#B8863E;
    --gold-light:#D9AE6E;
    --rust:#9C4A2E;
    --charcoal:#1C1B19;
    --slate:#8993A4;
    --cream:#F4F0E6;
    --hairline: rgba(244,240,230,0.14);
    --hairline-dark: rgba(28,27,25,0.12);
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:'Inter',sans-serif;
    background:var(--parchment);
    color:var(--charcoal);
    line-height:1.6;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3{font-family:'Fraunces',serif;font-weight:500;letter-spacing:-0.01em;}
  .mono{font-family:'IBM Plex Mono',monospace;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  .wrap{max-width:1160px;margin:0 auto;padding:0 32px;}
  .eyebrow{
    font-family:'IBM Plex Mono',monospace;
    font-size:12px;
    letter-spacing:0.12em;
    text-transform:uppercase;
    color:var(--gold);
  }

  /* focus visibility */
  a:focus-visible, button:focus-visible{
    outline:2px solid var(--gold);
    outline-offset:3px;
  }

  @media (prefers-reduced-motion: reduce){
    *{animation:none !important;transition:none !important;}
  }

  /* ---------- HEADER ---------- */
  header{
    position:sticky;top:0;z-index:50;
    background:rgba(15,27,45,0.96);
    backdrop-filter:blur(6px);
    border-bottom:1px solid var(--hairline);
  }
  .nav{
    display:flex;align-items:center;justify-content:space-between;
    padding:20px 32px;max-width:1160px;margin:0 auto;
  }
  .logo{
    color:var(--cream);
    font-family:'Fraunces',serif;
    font-size:19px;
    letter-spacing:0.01em;
  }
  .logo span{color:var(--gold);}
  .nav-links{display:flex;gap:36px;align-items:center;}
  .nav-links a{
    color:rgba(244,240,230,0.78);
    font-size:14px;
    transition:color .15s ease;
  }
  .nav-links a:hover{color:var(--cream);}
  .nav-cta{
    background:var(--gold);
    color:var(--ink) !important;
    padding:10px 20px;
    border-radius:2px;
    font-weight:600;
    font-size:14px;
  }
  .nav-cta:hover{background:var(--gold-light);}
  .menu-toggle{display:none;background:none;border:0;color:var(--cream);font-size:24px;cursor:pointer;}

  /* ---------- HERO ---------- */
  .hero{
    background:var(--ink);
    color:var(--cream);
    padding:96px 0 110px;
    position:relative;
    overflow:hidden;
  }
  .hero .wrap{
    display:grid;
    grid-template-columns:1.05fr 0.95fr;
    gap:64px;
    align-items:center;
  }
  .hero h1{
    font-size:clamp(34px,4.4vw,54px);
    line-height:1.08;
    margin:18px 0 22px;
    color:var(--cream);
  }
  .hero h1 em{
    font-style:italic;
    color:var(--gold-light);
  }
  .hero p.lede{
    font-size:17px;
    color:rgba(244,240,230,0.72);
    max-width:460px;
    margin-bottom:34px;
  }
  .hero-ctas{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px;}
  .btn-primary{
    background:var(--gold);
    color:var(--ink);
    padding:14px 26px;
    border-radius:2px;
    font-weight:600;
    font-size:15px;
    display:inline-block;
    transition:background .15s ease, transform .15s ease;
  }
  .btn-primary:hover{background:var(--gold-light);transform:translateY(-1px);}
  .btn-ghost{
    border:1px solid rgba(244,240,230,0.3);
    color:var(--cream);
    padding:14px 26px;
    border-radius:2px;
    font-weight:500;
    font-size:15px;
    display:inline-block;
    transition:border-color .15s ease, background .15s ease;
  }
  .btn-ghost:hover{border-color:var(--gold-light);background:rgba(244,240,230,0.04);}

  .hero-stats{display:flex;gap:36px;padding-top:28px;border-top:1px solid var(--hairline);}
  .hero-stats div p:first-child{
    font-family:'IBM Plex Mono',monospace;
    font-size:24px;color:var(--gold-light);
  }
  .hero-stats div p:last-child{font-size:12.5px;color:var(--slate);margin-top:2px;}

  /* term sheet card */
  .term-card-wrap{position:relative;}
  .term-card{
    background:var(--parchment);
    color:var(--charcoal);
    border-radius:3px;
    padding:30px 30px 26px;
    box-shadow:0 30px 60px -20px rgba(0,0,0,0.5);
    transform:rotate(1.2deg);
    position:relative;
  }
  .term-card::before{
    content:"";
    position:absolute;inset:8px;
    border:1px dashed rgba(28,27,25,0.18);
    border-radius:2px;
    pointer-events:none;
  }
  .term-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:20px;}
  .term-head .eyebrow{color:var(--rust);}
  .term-id{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--slate);}
  .term-row{
    display:flex;justify-content:space-between;
    padding:11px 0;border-bottom:1px solid var(--hairline-dark);
    font-size:14.5px;
  }
  .term-row:last-of-type{border-bottom:none;}
  .term-row span:first-child{color:#54524c;}
  .term-row span:last-child{font-family:'IBM Plex Mono',monospace;font-weight:500;}

  .stamp{
    position:absolute;
    top:-22px;right:-22px;
    width:104px;height:104px;
    border-radius:50%;
    border:2.5px solid var(--rust);
    color:var(--rust);
    display:flex;align-items:center;justify-content:center;
    text-align:center;
    font-family:'IBM Plex Mono',monospace;
    font-size:10.5px;
    letter-spacing:0.06em;
    text-transform:uppercase;
    transform:rotate(-14deg);
    background:rgba(244,240,230,0.92);
    line-height:1.4;
  }

  /* ---------- SECTION HEADERS ---------- */
  .section{padding:96px 0;}
  .section-head{max-width:620px;margin-bottom:56px;}
  .section-head h2{font-size:clamp(26px,3vw,36px);margin:14px 0 12px;}
  .section-head p{color:#54524c;font-size:16px;}
  .on-dark .section-head p{color:var(--slate);}

  /* ---------- LOAN PROGRAMS ---------- */
  .programs{background:var(--parchment);}
  .program-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:1px;
    background:var(--hairline-dark);
    border:1px solid var(--hairline-dark);
  }
  .program-card{
    background:var(--parchment);
    padding:32px 28px;
    transition:background .15s ease;
  }
  .program-card:hover{background:#ECE6D6;}
  .program-code{
    font-family:'IBM Plex Mono',monospace;
    font-size:12px;
    color:var(--gold);
    letter-spacing:0.06em;
    margin-bottom:14px;
    display:block;
  }
  .program-card h3{font-size:19px;margin-bottom:10px;}
  .program-card p{font-size:14.5px;color:#54524c;margin-bottom:16px;}
  .program-card ul{list-style:none;}
  .program-card li{
    font-size:13.5px;color:#54524c;
    padding-left:16px;position:relative;margin-bottom:6px;
  }
  .program-card li::before{
    content:"—";position:absolute;left:0;color:var(--gold);
  }
  .program-card.featured{background:var(--ink);color:var(--cream);}
  .program-card.featured:hover{background:var(--ink-2);}
  .program-card.featured h3{color:var(--cream);}
  .program-card.featured p, .program-card.featured li{color:rgba(244,240,230,0.72);}
  .program-card.featured .program-code{color:var(--gold-light);}

  /* ---------- WHY GAC ---------- */
  .why{background:var(--ink);color:var(--cream);}
  .why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:44px;}
  .why-item .mono-num{
    font-family:'IBM Plex Mono',monospace;
    font-size:13px;color:var(--gold-light);margin-bottom:14px;display:block;
  }
  .why-item h3{font-size:20px;margin-bottom:10px;color:var(--cream);}
  .why-item p{font-size:14.5px;color:var(--slate);}

  /* ---------- PROCESS ---------- */
  .process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;position:relative;}
  .process-item{padding-right:36px;position:relative;}
  .process-item:not(:last-child)::after{
    content:"";position:absolute;top:20px;right:-2px;width:1px;height:calc(100% - 40px);
    background:var(--hairline-dark);
  }
  .process-step{
    font-family:'IBM Plex Mono',monospace;
    font-size:13px;color:var(--gold);
    border:1px solid var(--gold);
    width:34px;height:34px;
    display:flex;align-items:center;justify-content:center;
    border-radius:50%;margin-bottom:20px;
  }
  .process-item h3{font-size:19px;margin-bottom:10px;}
  .process-item p{font-size:14.5px;color:#54524c;}

  /* ---------- CTA BAND ---------- */
  .cta-band{
    background:var(--gold);
    padding:64px 0;
  }
  .cta-band .wrap{
    display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap;
  }
  .cta-band h2{color:var(--ink);font-size:clamp(24px,3vw,32px);max-width:520px;}
  .btn-dark{
    background:var(--ink);color:var(--cream);
    padding:15px 28px;border-radius:2px;font-weight:600;font-size:15px;
    display:inline-block;white-space:nowrap;
    transition:background .15s ease;
  }
  .btn-dark:hover{background:var(--ink-2);}

  /* ---------- FOOTER ---------- */
  footer{background:var(--ink);color:var(--slate);padding:56px 0 30px;}
  .footer-top{
    display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;
    padding-bottom:40px;border-bottom:1px solid var(--hairline);margin-bottom:24px;
  }
  .footer-top .logo{margin-bottom:14px;}
  .footer-top p{font-size:13.5px;color:var(--slate);max-width:260px;}
  .footer-col h4{
    font-family:'IBM Plex Mono',monospace;font-size:11.5px;
    letter-spacing:0.08em;text-transform:uppercase;color:var(--cream);margin-bottom:16px;
  }
  .footer-col a{
    display:block;font-size:14px;color:var(--slate);margin-bottom:11px;
    transition:color .15s ease;
  }
  .footer-col a:hover{color:var(--cream);}
  .footer-bottom{
    display:flex;justify-content:space-between;font-size:12.5px;color:rgba(137,147,164,0.7);
    flex-wrap:wrap;gap:10px;
  }

  /* ---------- REVEAL ---------- */
  .reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease, transform .6s ease;}
  .reveal.is-visible{opacity:1;transform:translateY(0);}

  /* ---------- CONTACT FORM ---------- */
  .contact-section{background:var(--parchment);}
  .hp-field{position:absolute;left:-9999px;top:-9999px;}
  .form-notice{
    padding:14px 18px;border-radius:2px;margin-bottom:28px;
    font-size:14.5px;max-width:640px;
  }
  .form-success{background:rgba(184,134,62,0.14);border:1px solid var(--gold);color:#6b4e1f;}
  .form-error{background:rgba(156,74,46,0.1);border:1px solid var(--rust);color:var(--rust);}
  .contact-form{max-width:640px;}
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px;}
  .form-field{display:flex;flex-direction:column;margin-bottom:20px;}
  .form-row .form-field{margin-bottom:0;}
  .form-field label{
    font-family:'IBM Plex Mono',monospace;font-size:11.5px;
    letter-spacing:0.06em;text-transform:uppercase;color:#54524c;margin-bottom:8px;
  }
  .form-field input, .form-field select, .form-field textarea{
    font-family:'Inter',sans-serif;font-size:15px;color:var(--charcoal);
    background:#ffffff;border:1px solid var(--hairline-dark);border-radius:2px;
    padding:12px 14px;width:100%;
  }
  .form-field input:focus, .form-field select:focus, .form-field textarea:focus{
    outline:2px solid var(--gold);outline-offset:1px;border-color:var(--gold);
  }
  .contact-form textarea{resize:vertical;}
  .contact-form button{border:none;cursor:pointer;margin-top:4px;}

  @media (max-width:640px){
    .form-row{grid-template-columns:1fr;}
  }

  /* ---------- RESPONSIVE ---------- */
  @media (max-width:900px){
    .hero .wrap{grid-template-columns:1fr;}
    .term-card-wrap{max-width:420px;}
    .program-grid{grid-template-columns:1fr 1fr;}
    .why-grid{grid-template-columns:1fr;gap:32px;}
    .process-grid{grid-template-columns:1fr;gap:32px;}
    .process-item:not(:last-child)::after{display:none;}
    .footer-top{grid-template-columns:1fr 1fr;}
  }
  @media (max-width:640px){
    .nav-links{display:none;}
    .menu-toggle{display:block;}
    .program-grid{grid-template-columns:1fr;}
    .hero-stats{flex-wrap:wrap;gap:24px;}
    .footer-top{grid-template-columns:1fr;}
    .cta-band .wrap{flex-direction:column;align-items:flex-start;}
  }